Loan Modification

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  • Loan Modification

  • Success Rate

  • Stop Foreclosure

  • Who Qualifies

Loan Modification Guidelines

Loan Modification guidelines differ from lender to lender. You stand the highest chance of an approval if you:

  • are delinquent on your payments
  • in foreclosure
  • in an adjustable rate mortgage
  • have high debt to income ratio
  • have negative equity
  • are unable to refinance
In our experience most lenders tell homeowners that there is nothing that can be done. We are able to negotiate new loan terms for a very high percentage of our clients. This is because our attorneys work with hundreds of different banks, and know the ins and outs of each program.

If you fit into any of the above guidelines, it is to your advantage to get started on the process as soon as possible. If you are already delinquent or have received a notice of default, it is imperative that you repair the problem before it gets any worse.


 

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